Business Analyst (Remote) - Banking

As a Lending Business Analyst at NTT DATA in Noida, Uttar Pradesh (IN-UP), India, you will play a crucial role in the End to End Lending and Credit domain. Your responsibilities will include:

• Bringing a good understanding of the End to End Lending and Credit domain, having worked in a similar capacity before
• Interacting with senior business users and the technical team to understand functional requirements
• Documenting business requirements and process flows using tools like JIRA, Confluence, Blue Works, Lucid Chart, and MS Visio
• Providing feedback on test cases and supporting Quality Assurance for testing
• Supporting client UAT
• Engaging with business users to define scope, understand business processes, problem statements, and pain areas
• Identifying key stakeholders and constructing stakeholder analysis
• Supporting the identification of risks and mitigation approaches
• Ensuring proposed solutions are realistic and within the agreed scope of the project
• Analyzing client business requirements, liaising with clients/project teams, and preparing business process documents like BRDs, User Stories, Discussion Logs, Workflows, etc.
• Making appropriate recommendations that positively impact operational effectiveness, reduce costs, and provide a better customer experience
• Participating in final User Acceptance Testing for all major developments in the domain

Qualifications and skills required for the role:

• Strong background in Lending domain with a good understanding of end-to-end lending lifecycle
• Experience in areas such as lead management, loan origination, loan management and servicing, collateral management, exposure calculations, Credit Memos, and delinquency handling
• Good understanding of retail products loans such as Personal Loans, Mortgages, Vehicle Loans, Credit Cards, etc., and corporate products such as Term Loans, Overdrafts, Working Capital, Credit Line, Bill Discounting, Trade Finance, Commercial Real estate/Business banking finance, etc.
• Experience in implementing products & services on Salesforce/nCino platform
• Familiarity with leading banking applications like FinnOne Neo, Finacle, Flexcube, TCS BaNCS, T24, TSYS, Flexcube (a plus)
• Experience in documenting business case, business process modeling, requirement elicitation through workshops, and Functional Mapping
• Project management experience from inception through design to delivery
• Experience working in both Agile & waterfall SDLCs
• Salesforce/nCino certification is preferred but not mandatory

About NTT DATA:

NTT DATA is a $30 billion global innovator of business and technology services, serving 75% of the Fortune Global 100. The company is committed to helping clients innovate, optimize, and transform for long-term success. NTT DATA offers services including business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation, and management of applications, infrastructure, and connectivity. NTT DATA is a leading provider of digital and AI infrastructure in the world. The company is part of the NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. NTT DATA is an equal opportunity employer committed to flexibility and meeting the evolving needs of both clients and employees. As a Lending Business Analyst at NTT DATA in Noida, Uttar Pradesh (IN-UP), India, you will play a crucial role in the End to End Lending and Credit domain. Your responsibilities will include:

• Bringing a good understanding of the End to End Lending and Credit domain, having worked in a similar capacity before
• Interacting with senior business users and the technical team to understand functional requirements
• Documenting business requirements and process flows using tools like JIRA, Confluence, Blue Works, Lucid Chart, and MS Visio
• Providing feedback on test cases and supporting Quality Assurance for testing
• Supporting client UAT
• Engaging with business users to define scope, understand business processes, problem statements, and pain areas
• Identifying key stakeholders and constructing stakeholder analysis
• Supporting the identification of risks and mitigation approaches
• Ensuring proposed solutions are realistic and within the agreed scope of the project
• Analyzing client business requirements, liaising with clients/project teams, and preparing business process documents like BRDs, User Stories, Discussion Logs, Workflows, etc.
• Making appropriate recommendations that positively impact operational effectiveness, reduce costs, and provide a better customer experience
• Participating in final User Acceptance Testing for all major developments in the domain

Qualifications and skills required for the role:

• Strong background in Lending domain with a good understanding of end-to-end lending lifecycle
• Experience in areas such as lead management, loan origination