Credit Manager

As a Credit Analyst at our company, you will be responsible for conducting detailed credit analysis for vehicle funding proposals from small to big corporates. This includes evaluating financial statements, bank statements, and client risk profiles. Your role will involve assessing creditworthiness and recommending appropriate credit limits as per company policy. You will also manage and monitor the overall credit portfolio and exposure, ensuring compliance with internal credit policies and regulatory guidelines. Your key responsibilities will include: - Coordinating with the sales team for smooth credit processing and disbursement - Performing periodic credit reviews and risk assessments - Preparing MIS reports on credit performance, ageing, and risk exposure To excel in this role, we are looking for a Chartered Accountant with 2-6 years of relevant experience in Banking, NBFC, Leasing, or Auto Finance industry. Experience in vehicle funding credit analysis is essential, along with sound knowledge of financial analysis, credit risk, and underwriting. The preferred candidate will have excellent analytical, decision-making, and communication skills, as well as proficiency in MS Excel and financial reporting tools. Additionally, product knowledge in Passenger Vehicles and Commercial Vehicles will be beneficial for this position. As a Credit Analyst at our company, you will be responsible for conducting detailed credit analysis for vehicle funding proposals from small to big corporates. This includes evaluating financial statements, bank statements, and client risk profiles. Your role will involve assessing creditworthiness and recommending appropriate credit limits as per company policy. You will also manage and monitor the overall credit portfolio and exposure, ensuring compliance with internal credit policies and regulatory guidelines. Your key responsibilities will include: - Coordinating with the sales team for smooth credit processing and disbursement - Performing periodic credit reviews and risk assessments - Preparing MIS reports on credit performance, ageing, and risk exposure To excel in this role, we are looking for a Chartered Accountant with 2-6 years of relevant experience in Banking, NBFC, Leasing, or Auto Finance industry. Experience in vehicle funding credit analysis is essential, along with sound knowledge of financial analysis, credit risk, and underwriting. The preferred candidate will have excellent analytical, decision-making, and communication skills, as well as proficiency in MS Excel and financial reporting tools. Additionally, product knowledge in Passenger Vehicles and Commercial Vehicles will be beneficial for this position.