Area Credit Manager-Prime-Zirakpur

Role Overview:

As a Risk Analyst, your primary responsibility will be to execute risk and credit operations for assigned transactions in adherence with defined frameworks and principles across ABHFL business lines. You will evaluate and approve proposals as per defined approval matrix, seeking guidance from seniors and assisting peers on specific cases as required. Additionally, you will liaise with relevant Legal, Technical, and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required. It will be your duty to monitor the bounce rates as per threshold limits and ensure efficient underwriting and portfolio quality management.

Key Responsibilities:

• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives.
• Coordinate seamlessly with Credit Processing Analysts and Credit Analysts to ensure files are logged appropriately and analyzed thoroughly.
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs.
• Ensure compliance with established risk management principles and norms compile periodic and need-based MIS, reports, escalation case documents, etc.
• Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively.
• Collaborate with Sales and Operations colleagues on case-based decision making for effective support on business growth and sustainability.

Qualifications Required:

• Proficiency in legal & technical documents, property business practices & norms.
• Ability to maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases.

(Note: Additional details of the company were not present in the job description provided) Role Overview:

As a Risk Analyst, your primary responsibility will be to execute risk and credit operations for assigned transactions in adherence with defined frameworks and principles across ABHFL business lines. You will evaluate and approve proposals as per defined approval matrix, seeking guidance from seniors and assisting peers on specific cases as required. Additionally, you will liaise with relevant Legal, Technical, and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required. It will be your duty to monitor the bounce rates as per threshold limits and ensure efficient underwriting and portfolio quality management.

Key Responsibilities:

• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives.
• Coordinate seamlessly with Credit Processing Analysts and Credit Analysts to ensure files are logged appropriately and analyzed thoroughly.
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs.
• Ensure compliance with established risk management principles and norms compile periodic and need-based MIS, reports, escalation case documents, etc.
• Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively.
• Collaborate with Sales and Operations colleagues on case-based decision making for effective support on business growth and sustainability.

Qualifications Required:

• Proficiency in legal & technical documents, property business practices & norms.
• Ability to maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases.

(Note: Additional details of the company were not present in the job description provided)