Underwriter - Life Insurance
Aditya Birla Capital Limited
Delhi • 1 month ago
Experience: 2 to 6 Yrs
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Job Description
As an Underwriter in the Life Insurance portfolio, your role will involve assessing risk and making sound decisions about insurance applications. You will play a crucial part in the team by evaluating applications, analyzing medical information, and applying underwriting guidelines.
**Key Responsibilities:**
- Review life insurance applications for completeness and accuracy.
- Analyze medical information and assess risk.
- Apply underwriting guidelines and make decisions on insurability.
- Maintain accurate records and documentation.
- Collaborate with the sales team to resolve underwriting issues.
- Ensure compliance with regulatory requirements.
- Contribute to the development and improvement of underwriting processes.
**Required Qualifications and Skills:**
- Bachelor's degree in a relevant field (e.g., actuarial science, finance).
- Knowledge of Life Insurance and Underwriting principles.
- Strong analytical and problem-solving skills.
- Attention to detail and accuracy.
- Excellent communication skills.
- Ability to work independently and as part of a team.
In addition to your role and responsibilities, the company offers a range of benefits to support you in your career growth and well-being. These include a competitive salary and benefits package, opportunities for professional development, a supportive and collaborative work environment, comprehensive health insurance, and paid time off.
A typical day as an Underwriter involves reviewing multiple applications, analyzing medical records, applying company guidelines, making decisions, and documenting each case. You will also interact with internal teams to seek clarification or additional information, ensuring a thorough evaluation process. As an Underwriter in the Life Insurance portfolio, your role will involve assessing risk and making sound decisions about insurance applications. You will play a crucial part in the team by evaluating applications, analyzing medical information, and applying underwriting guidelines.
**Key Responsibilities:**
- Review life insurance applications for completeness and accuracy.
- Analyze medical information and assess risk.
- Apply underwriting guidelines and make decisions on insurability.
- Maintain accurate records and documentation.
- Collaborate with the sales team to resolve underwriting issues.
- Ensure compliance with regulatory requirements.
- Contribute to the development and improvement of underwriting processes.
**Required Qualifications and Skills:**
- Bachelor's degree in a relevant field (e.g., actuarial science, finance).
- Knowledge of Life Insurance and Underwriting principles.
- Strong analytical and problem-solving skills.
- Attention to detail and accuracy.
- Excellent communication skills.
- Ability to work independently and as part of a team.
In addition to your role and responsibilities, the company offers a range of benefits to support you in your career growth and well-being. These include a competitive salary and benefits package, opportunities for professional development, a supportive and collaborative work environment, comprehensive health insurance, and paid time off.
A typical day as an Underwriter involves reviewing multiple applications, analyzing medical records, applying company guidelines, making decisions, and documenting each case. You will also interact with internal teams to seek clarification or additional information, ensuring a thorough evaluation process.
Skills Required
Posted on: March 24, 2026
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