Senior Credit Risk Assessor

As a Credit Manager specializing in Large Corporates and Infrastructure, your key responsibilities will include: - Conducting detailed credit underwriting and financial analysis for Large Corporate and Infrastructure clients. - Preparing comprehensive credit appraisal notes, risk assessment reports, and credit proposals. - Analyzing financial statements, cash flows, balance sheets, and project financials to evaluate creditworthiness. - Assessing industry dynamics, project risks, and business models, especially within the infrastructure sector. - Structuring and evaluating credit facilities, loan terms, covenants, and security structures. - Working closely with business teams to understand client requirements and structure lending proposals accordingly. - Monitoring portfolio performance, identifying early warning signals, and potential credit risks. - Ensuring compliance with internal credit policies, regulatory guidelines, and risk frameworks. Key Requirements for this role include: - Qualification: Chartered Accountant (CA) Mandatory - Experience: Minimum 5+ years of experience in credit underwriting, credit analysis, and preparation of credit appraisal notes - Experience covering Large Corporates and/or Infrastructure credit - Strong expertise in financial statement analysis, project finance evaluation, and corporate lending structures - Prior exposure to credit risk assessment in banking or financial institutions If you are passionate about credit management, have a solid background in financial analysis, and enjoy working with Large Corporate and Infrastructure clients, this role might be the perfect fit for you. As a Credit Manager specializing in Large Corporates and Infrastructure, your key responsibilities will include: - Conducting detailed credit underwriting and financial analysis for Large Corporate and Infrastructure clients. - Preparing comprehensive credit appraisal notes, risk assessment reports, and credit proposals. - Analyzing financial statements, cash flows, balance sheets, and project financials to evaluate creditworthiness. - Assessing industry dynamics, project risks, and business models, especially within the infrastructure sector. - Structuring and evaluating credit facilities, loan terms, covenants, and security structures. - Working closely with business teams to understand client requirements and structure lending proposals accordingly. - Monitoring portfolio performance, identifying early warning signals, and potential credit risks. - Ensuring compliance with internal credit policies, regulatory guidelines, and risk frameworks. Key Requirements for this role include: - Qualification: Chartered Accountant (CA) Mandatory - Experience: Minimum 5+ years of experience in credit underwriting, credit analysis, and preparation of credit appraisal notes - Experience covering Large Corporates and/or Infrastructure credit - Strong expertise in financial statement analysis, project finance evaluation, and corporate lending structures - Prior exposure to credit risk assessment in banking or financial institutions If you are passionate about credit management, have a solid background in financial analysis, and enjoy working with Large Corporate and Infrastructure clients, this role might be the perfect fit for you.