Credit Strategy Analyst

As a Credit Strategy Analyst at Best Egg, you will play a crucial role in driving the growth of the home-secured personal loan portfolio. Your expertise in lending, credit models, and data-driven decision-making will help us expand our market share while maintaining robust risk controls. If you are a collaborative, innovative team player who enjoys solving problems, this full-time, permanent position with competitive benefits and upward mobility is the perfect fit for you. **Duties & Responsibilities:** - Monitor, refine, and develop credit strategies for home-secured personal loans - Create test/control champion/challenger tests and monitor to inform future strategies - Provide scenario analysis, create financial impact sizing, and develop new strategy test cases - Perform ad-hoc analytics, create reporting, and presentations - Collaborate across functional areas to enhance overall growth and product offerings - Partner with Decision Science to define and develop credit models and tools - Maintain risk and return targets for investors in a changing economic environment **Requirements - Development:** - 5-7+ years of experience in a similar analytical role - Bachelors Degree in Statistics, Mathematics, Operational Research, Engineering, or other quantitative major required; Masters degree a plus - Proficiency in Python or similar, SQL, and MS Excel - Experience in the financial industry, credit risk, and mortgage/home equity - Ability to interpret data using analytics, research methodologies, and statistical techniques - Previous experience with Business Intelligence reporting tools is desirable - Excellent English written/verbal communication skills, critical thinking, and interpersonal skills - Strong knowledge of modeling tools and techniques - Ability to understand competitive pressures, economic trends, and their business impacts **Requirements - Leadership:** - Comfortable interacting with colleagues at all levels of management and third-party vendors - Demonstrated technical leadership skills, including coaching and mentoring - Highly motivated, well-organized, and capable of effective communication **Requirements - Culture:** - Success within a cross-functional team emphasizing Collective Ownership - Ability to work independently and as part of a team - Willingness to challenge the status quo and promote continuity of knowledge - Cultivate good working relationships with other business units Best Egg offers a salary range of $130,000 - $160,000 per year with an annual incentive bonus based on individual and company performance. Employee benefits include retirement savings plans, generous paid time-off, health care plans, flexible spending accounts, life insurance, and various other discounted benefits. Best Egg is an equal opportunity employer committed to diversity and inclusion. We handle personal information responsibly and may use AI tools in the hiring process to support recruitment efforts. If you are a self-starter who thrives in a fast-paced environment and is passionate about making a difference, apply now to join our team at Best Egg. As a Credit Strategy Analyst at Best Egg, you will play a crucial role in driving the growth of the home-secured personal loan portfolio. Your expertise in lending, credit models, and data-driven decision-making will help us expand our market share while maintaining robust risk controls. If you are a collaborative, innovative team player who enjoys solving problems, this full-time, permanent position with competitive benefits and upward mobility is the perfect fit for you. **Duties & Responsibilities:** - Monitor, refine, and develop credit strategies for home-secured personal loans - Create test/control champion/challenger tests and monitor to inform future strategies - Provide scenario analysis, create financial impact sizing, and develop new strategy test cases - Perform ad-hoc analytics, create reporting, and presentations - Collaborate across functional areas to enhance overall growth and product offerings - Partner with Decision Science to define and develop credit models and tools - Maintain risk and return targets for investors in a changing economic environment **Requirements - Development:** - 5-7+ years of experience in a similar analytical role - Bachelors Degree in Statistics, Mathematics, Operational Research, Engineering, or other quantitative major required; Masters degree a plus - Proficiency in Python or similar, SQL, and MS Excel - Experience in the financial industry, credit risk, and mortgage/home equity - Ability to interpret data using analytics, research methodologies, and statistical techniques - Previous experience with Business Intelligence reporting tools is desirable - Excellent English written/verbal communication skills, critical thinking, and interpersonal skills - Strong knowledge of modeling tools and techniques - Ability to understand competitive pressures, economic trends, and their business impacts **Requirem