Business Banking Risk Forecasting

As a Consumer & Community Banking (CCB) Risk Credit Forecasting Vice President, you will be part of a team that plays a crucial role in the firm's financial strategy by estimating future credit losses for consumers and small businesses across various portfolios. You will provide insights and analysis on credit losses under different macroeconomic scenarios and collaborate closely with internal teams such as Finance and Strategy. Additionally, you will lead the Business Banking (BB) Credit Forecasting team responsible for forecasting delinquencies, charge-offs, and recovery of charged-off assets. **Key Responsibilities:** - Act as the primary liaison between Business Banking Loss Forecasting and Business Partners (Finance, Strategy, Marketing, etc.). - Lead the development and maintenance of Tools/Models for Loss impacts on Business Banking partner processes. - Develop innovative risk forecasts beyond existing methodologies to enhance portfolio performance. - Monitor the Business Banking Portfolio for process improvements aligned with risk objectives. **Qualifications Required:** - Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent. - Minimum 7+ years of experience in pricing, loss forecasting analytics, risk management, and modeling. - Proficiency in analytical languages (Python, SAS, etc.) and relational databases (SQL, Snowflake, Teradata). - Excellent communication skills for collaboration with business partners. - Strong analytical, interpretive, and problem-solving skills, with the ability to synthesize diverse information. - Demonstrated creativity, strategic thinking, and good judgment. - Ability to assemble, interpret, and summarize data for reporting and presentations to Senior Management. - Ownership of principal work streams impacting business health. In this role, you will have the opportunity to contribute to the team's success, develop your skills in a fast-paced environment, and play a key role in the firm's credit forecasting processes. As a Consumer & Community Banking (CCB) Risk Credit Forecasting Vice President, you will be part of a team that plays a crucial role in the firm's financial strategy by estimating future credit losses for consumers and small businesses across various portfolios. You will provide insights and analysis on credit losses under different macroeconomic scenarios and collaborate closely with internal teams such as Finance and Strategy. Additionally, you will lead the Business Banking (BB) Credit Forecasting team responsible for forecasting delinquencies, charge-offs, and recovery of charged-off assets. **Key Responsibilities:** - Act as the primary liaison between Business Banking Loss Forecasting and Business Partners (Finance, Strategy, Marketing, etc.). - Lead the development and maintenance of Tools/Models for Loss impacts on Business Banking partner processes. - Develop innovative risk forecasts beyond existing methodologies to enhance portfolio performance. - Monitor the Business Banking Portfolio for process improvements aligned with risk objectives. **Qualifications Required:** - Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent. - Minimum 7+ years of experience in pricing, loss forecasting analytics, risk management, and modeling. - Proficiency in analytical languages (Python, SAS, etc.) and relational databases (SQL, Snowflake, Teradata). - Excellent communication skills for collaboration with business partners. - Strong analytical, interpretive, and problem-solving skills, with the ability to synthesize diverse information. - Demonstrated creativity, strategic thinking, and good judgment. - Ability to assemble, interpret, and summarize data for reporting and presentations to Senior Management. - Ownership of principal work streams impacting business health. In this role, you will have the opportunity to contribute to the team's success, develop your skills in a fast-paced environment, and play a key role in the firm's credit forecasting processes.